Our core value, our underwriting focus, is finding a responsible way to say "Yes" to your surety requirements.

We know the markets we serve. We know the companies with whom you will be working, and we know the subcontractors and suppliers you will use to help you. We know your insurance agent, and probably your banker, accountant, and lawyer, on a first name basis.

You are not just a name in a database, a contractor performing work a thousand miles away from a home office in Chicago, Hartford, or New York. You are our neighbors. You are working on the roads we travel, the schools we send our children to, and the buildings that we visit and work in.

Every surety spends a great deal of time trying not to take on a risk that will turn into a loss. We do as well. But, we also spend more time and energy than most in planning for, dealing with, and helping you avoid, the kinds of disputes that arise every day on construction projects. We pride ourselves on the ability to help you foresee those disputes, and deal with them effectively, before they ever become a loss to either of us.